New Brunswick Cyberattack Lessons for Small Business: What Saint John and NB Liquor Teach
2026-10-26 · 9 min read
Key takeaway
The best-documented recent cyber incidents in New Brunswick hit large public organizations: the City of Saint John (ransomware, November 2020) and NB Liquor (payment systems, January 2025). Neither is a small business. Their value to you is the pattern: fast shutdown, a rebuild-or-restore decision, long recovery, and costs that insurance only partly covered. We found no verifiable public case of a named NB small business, so we say so instead of inventing one.
A note on what we could and could not verify
Small private businesses rarely announce incidents, and journalists rarely have the details. For this guide we searched for confirmed New Brunswick incidents and kept only those with fetched, dated reporting. Two met that bar. Everything else we mention about small businesses comes from national data. Where a figure comes from a news report rather than an official filing, we say so. We do not name any NB company that was not named in published coverage.
Incident 1: City of Saint John, November 2020
According to reporting by Insurance Business, routine monitoring discovered the ransomware on November 13, 2020. The city publicly disclosed a significant cyber attack on Sunday, November 15. Security Affairs, summarizing the city's updates, reported that the entire municipal network was shut down, including the website, online payment systems, email and customer service applications, while critical functions such as transit and water and wastewater treatment kept running. The Saint John Police Force investigated with the National Cybercrime Coordination Unit and the New Brunswick RCMP Digital Forensics Unit. Global News reported on November 18 that Mayor Don Darling confirmed the network had been hit with ransomware.
Recovery was not quick. Early statements spoke of "weeks, not days." A report to council, covered by Global News on March 31, 2021, described the attack as wide-reaching and said the city chose to rebuild its network rather than repair it. Projected recovery costs were just over $2.95 million, and up to 85 percent, about $2.5 million, might be covered by two cyber insurance policies, with the rest coming from the operating budget and reserves. Insurance Business put the cost at about $2.9 million with roughly $400,000 coming from IT reserves, and listed three vendor line items: $1.1 million to Bulletproof Solutions for containment and recovery, $220,000 to FireEye Mandiant for forensic investigation, and $52,000 to CYPFER for ransomware recovery and payment facilitation. The same outlet reported that the attackers demanded between $17 million and $20 million in bitcoin and that the city refused to pay. The city itself did not disclose the demand, so treat that range as reported, not official. The city manager said no sensitive or personal information appeared to have been compromised.
Incident 2: Fredericton and Bathurst, the same week
The Saint John attack did not stay local in its effects. Global News reported that Fredericton's chief information officer, Adam Bell, said logs showed the same attack against the city three or four days after Saint John, with roughly 25 to 30 attempts in total. Fredericton's network remained intact, but phishing attempts rose dramatically. Bathurst reported no increase in suspicious activity but said it was reviewing its security practices. Bell's view, as reported, was that cybercriminals tend to repeat successful attacks and often focus on nearby targets. That is one official's observation, not a statistic, but it is a useful reminder: when a neighbour is hit, your risk that week is higher, not lower.
Incident 3: NB Liquor, January 2025
A Canadian Press report carried by Global News on January 20, 2025 said NB Liquor, the Crown corporation that runs the province's liquor and cannabis stores, found "some anomalies" in its credit payment systems on January 7. Card transactions were suspended for almost two weeks, and stores were closed for more than two days. A spokesperson said the organization was not hit by a ransomware attack and that customers' personal information was not affected. The corporation had not explained the cause, and outside experts were investigating at the time of reporting. We do not know more than that, and we will not guess. The business lesson does not depend on the cause: when payment systems stop, a retailer's whole day stops.
What happened and what to do: the side-by-side
The table pairs each documented fact with the action a small business can take. The right-hand column is our analysis, not a finding from the sources.
| Documented fact | Source | What a small business can do |
|---|---|---|
| Ransomware found during routine monitoring on Nov 13, 2020; whole network shut down | Insurance Business; Security Affairs | Decide in advance who is allowed to say "pull the plug", and write down how to isolate devices. |
| Website, payments and email down; essential services kept running | Security Affairs | List your essential services and a manual fallback for each (paper invoices, a phone number on a card, a second payment method). |
| City chose to rebuild rather than repair | Global News, Insurance Business | Keep clean, tested, offline or immutable backups so "rebuild from scratch" is a plan, not a panic. See Backup & DR. |
| About 85% of roughly $2.9M covered by cyber policies; about $400,000 from reserves | Insurance Business | Read your policy for sub-limits and exclusions before you need it. See cyber insurance for small business. |
| Forensics ($220,000) and containment ($1.1M) were separate line items | Insurance Business | Know which incident-response firm you would call, and whether your insurer requires a panel vendor. |
| City did not pay the ransom | Global News, Insurance Business | Decide your policy before the pressure starts. Read should you pay the ransom. |
| Fredericton logged 25 to 30 attempts of the same attack within days; phishing rose | Global News | After any regional incident, brief staff the same day on phishing and double-check admin logins. |
| NB Liquor card payments suspended for almost two weeks, stores closed over two days | Global News (Canadian Press) | Know how your payment terminal and POS are connected, and what you do if card acceptance is unavailable for days. |
The national numbers behind the New Brunswick stories
Statistics Canada's survey of businesses with 10 or more employees found that about 1 in 6 (16%) Canadian businesses were impacted by cyber security incidents in 2023, down from 18% in 2021 and 21% in 2019. Recovery spending roughly doubled, from about $600 million in 2021 to $1.2 billion in 2023, with medium-sized and small businesses each spending about $300 million. Over 1 in 8 impacted businesses (13%) reported ransomware, up from 11%, and 88% of those victims did not pay a ransom. Scams and fraud were the most common method at 50%, followed by identity theft at 31%, up 11 percentage points. The survey excludes firms under 10 employees and public administration, so it understates the very smallest businesses and does not describe New Brunswick separately. Statistics Canada suggests that fewer businesses are being hit but the consequences are getting more severe.
Put differently: the odds that any single business is hit in a year are lower than the headlines suggest, and the cost when it happens is higher than most owners assume. That is the shape of risk that insurance, backups and a written plan are designed for.
Scale these lessons down: a one-week plan for a 5 to 50 person business
The Canadian Centre for Cyber Security publishes 13 baseline controls for small and medium organizations. Five of them map directly to the incidents above. Use this as a one-week starting plan.
- Day 1, incident response plan (control 3.1). One page: who decides, who calls the insurer, who calls the forensics firm, who talks to customers. Print it.
- Day 2, patching (control 3.2). Turn on automatic updates for operating systems and key apps and replace products the vendor no longer supports.
- Day 3, strong authentication (control 3.5). Two-factor on email, accounting, banking and remote access first. Our MFA setup guide walks through it.
- Day 4, backups (control 3.7). Back up essential data to a secure, encrypted, offsite location and run one test restore.
- Day 5, awareness training (control 3.6). Thirty minutes on recognizing malicious emails and links, using a real example from this week's news.
- Day 6, vendor list (control 3.10). Write down every outsourced service that touches your data and who you would call at each.
- Day 7, rehearse. Read the plan aloud with two colleagues and ask: if email were gone for three days, what would we do?
For the step-by-step response, use our ransomware incident response playbook and the ransomware recovery overview. If personal information may be involved, the legal side is in our NB privacy law guide.
Why this matters in a province of small businesses
Innovation, Science and Economic Development Canada's Key Small Business Statistics report counted 20,631 employer businesses in New Brunswick in December 2024. Of those, 20,256 (98.2%) were small, meaning 1 to 99 paid employees, 325 were medium-sized and 50 were large. The organizations in the headlines are the exception. The typical NB employer looks like a local contractor, clinic, shop, accounting practice or manufacturer with a handful of people and one person who "looks after the computers" on the side. That person rarely has a written plan, and that gap is where a bad week turns into a bad quarter.
We are not saying every small firm needs a managed provider. Some do well with a part-time internal lead and the five-step plan above. If you are comparing options, our co-managed IT explainer and MSP selection checklist help you ask the right questions, and the New Brunswick managed IT cost guide shows what published price ranges look like and what is usually billed separately.
Where to go next
Read the New Brunswick privacy law guide to see which breach rules apply to you. Review managed IT services in New Brunswick, and the cybersecurity pages for Moncton, Fredericton and Saint John. The national hubs are Managed IT Services in Canada and Small Business Cybersecurity.
Sources used
- Global News, Cyberattack on Saint John, Fredericton targeted (Nov 18, 2020)
- Security Affairs, A cyberattack crippled the IT infrastructure of the City of Saint John (Nov 22, 2020)
- Global News, Report on Saint John cyberattack recovery (Mar 31, 2021)
- Insurance Business, AIG Canada to foot part of city's $2.9 million cyberattack bill
- Global News (Canadian Press), NB Liquor resumes credit and debit transactions (Jan 20, 2025)
- Statistics Canada, Impact of cybercrime on Canadian businesses, 2023
- Innovation, Science and Economic Development Canada, Key Small Business Statistics
- Canadian Centre for Cyber Security, Baseline cyber security controls for small and medium organizations
News figures are as reported at the time and may have been revised. Hands-on work for our clients is fulfilled remotely through our partner IT Cares in Quebec.
FAQ
Has a New Brunswick business been publicly hit by ransomware?
Yes, at the municipal level. The City of Saint John confirmed a ransomware attack after its network was hit on November 13, 2020, and chose to rebuild its network. We did not find verifiable public reporting on a named NB small business, so we do not cite one.
How much did the Saint John cyberattack cost?
Insurance Business reported about $2.9 million, with roughly 85 percent covered by cyber policies and about $400,000 from IT reserves. A report to council covered by Global News projected just over $2.95 million. These are projections from 2021 reporting, not a final audited total.
Did Saint John pay the ransom?
Reporting says no. Global News said city officials did not disclose the demand but said they did not pay, and Insurance Business reported a demand of $17 million to $20 million in bitcoin, which the city refused to pay. The demand figure is reported, not confirmed by the city.
Was the NB Liquor incident ransomware?
A spokesperson said it was not a ransomware attack and that customers' personal information was not affected. The corporation had not explained the cause when the January 20, 2025 report was published, so we cannot say more.
What share of Canadian businesses are hit by cyber incidents?
Statistics Canada found that about 1 in 6 (16%) Canadian businesses were impacted in 2023. Its survey covers businesses with 10 or more employees and does not break results out for New Brunswick.
What should a small business do first?
Write a one-page incident response plan, turn on two-factor authentication for email and banking, and test one backup restore. These map to controls 3.1, 3.5 and 3.7 in the Canadian Centre for Cyber Security's baseline list.
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